IUL or 401 ( K )?? They ' re both great ! But only one has designs...

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IUL or 401(K)?? They're both great! But only one has designs for providing the higher and longer lasting income. That's why we invest in the first place right?.
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Scenario one uses a 401(k) just over $1,000,000 to provide $8,500 a month if income based on 5% portfolio adjustment, 3% inflation, and 12% tax bracket. It wouldn't last more than 2 decades.
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The IUL is designed to provide income over growth. Due to positive arbitrage (look it up), and tax-free borrowing capability, it can provide higher income for longer.
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Which would you rather have? Why not both?
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Disclaimer:
IULs are not investment products. They can be utilized as or to supplement retirement planning strategies. Work with a licensed professional who understands how to design them as there are many ways to create them for certain financial focuses.
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