Smart budgeting in your 40s and 50s can make or break your...
In this detailed feature on Smart budgeting in your 40s and 50s can make or break your..., we dive deep into the importance of 40s. Smart budgeting in your 40s and 50s can make or break your retirement.Here are 3 powerful moves every woman 40+ should know:1 Track every dollar – Use budgeting apps like Mint, YNAB, or Empower. Awareness is the first step toward freedom.2 Pay yourself first - Automate deposits into your retirement accounts (401k, IRA, Roth IRA). Even small amounts -like $50 a week - grow significantly with compound interest.3 Eliminate high-interest debt - Credit cards charging 20%+ are draining your future. Freeing up those dollars = more for your retirement savings. Extra Tip: If you’re 50+, take advantage of catch-up contributions—for 2025 that means up to $30,000/year in a 401k and $8,000/year in an IRA. Don’t panic—just plan. Small steps today = more confidence tomorrow. Save this post, share it with your circle, and follow The Retirement Loun...