IUL or 401 ( K )?? They ' re both great ! But only one has designs...
This comprehensive feature on IUL or 401 ( K )?? They ' re both great ! But only one has designs... is essential reading for anyone interested in the future of facebook video. IUL or 401(K)?? They're both great! But only one has designs for providing the higher and longer lasting income. That's why we invest in the first place right?. . Scenario one uses a 401(k) just over $1,000,000 to provide $8,500 a month if income based on 5% portfolio adjustment, 3% inflation, and 12% tax bracket. It wouldn't last more than 2 decades. . The IUL is designed to provide income over growth. Due to positive arbitrage (look it up), and tax-free borrowing capability, it can provide higher income for longer. . Which would you rather have? Why not both? . Disclaimer: IULs are not investment products. They can be utilized as or to supplement retirement planning strategies. Work with a licensed professional who understands how to design them as there are many ways to cre...