Stop IDKing Your 401K / Retirement Planning

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When I first looked at my 401K, I had no idea what any of it meant — the jargon, the funds, the percentages — it was overwhelming. I remember thinking, “Do I even have enough to start?” “What Cap is what?!” which made me cap on my contributions!
Here’s what you can do now (and some of what I can do for you in my Ask Me Anything sessions):
Step 1: Look at your savings rate. Are you contributing enough to hit your employer match? Even starting small is better than doing nothing.
Step 2: Review your realized gains over the last year. Understanding how your funds performed — especially in this unpredictable administration — helps you make smarter choices moving forward.
That’s just the tip of the iceberg to implementing your retirement planning beyond the noise of the algorithm!
Mind you — my AMA sessions, I help people unpack the “IDK” of their 401K, connect contributions to real goals, and build a strategy that works for their money — no matter your starting point.
Stop guessing. Start growing. Let’s shift your savings!
Dassit.

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